Business Online Banking Training Presentation

Once we put our password in it will bring us to a screen that’s going to ask us for a secure access code This is going to be a code that you can retrieve either by voice or text I’m going to select text right here, to send a message to my cell phone. You’ll receive that in just a few seconds. I just received it I will enter that in Once you’ve entered in the six digit numeric code you’ll then click on submit. At this point you’re going to be requested to register your device. If you’re working on either your work computer or a personal computer then you want to register the device. So that then it places a cookie out in your browser Then you won’t have to worry about getting a secure access code every single time you log in. If you’re on a public computer then best practice for security purposes is to not register your device. We’re going to register the device and this will bring us in the online banking. A couple of things I want to point out is that as a first-time user you’re also going to be requested to accept the terms and conditions on the new system and then also validate your profile before you get to this screen. You’ll notice here that this is the account summary screen and you’ll see a listing of accounts that you have access to now The first thing we can do is we can decide to segment some of these accounts in two separate groups. If we want we can click right here. Then I’m going to drag right down to this folder on the bottom right hand side. Now at this point I can rename this group and we’ll call it Company B. Click on the check mark and then if I want, I can also take additional accounts and drag them down as well. Also if I choose I can also create a separate group, a third group. We can call that company C On the top right hand side you’ll see that we have two short cuts: one to the transfer money and then one to commercial transactions, which will be your ACH and wires that will be discussing a little later on in the presentation. Up on the right hand corner we also have a print button where you have an opportunity to print the listing of your accounts. You’ll notice next to each account you have two vertical lines If I click right here this will give us an opportunity to both view activity Which would take us out of this page into a separate page or also we can click on a quick transfer. This gives us an opportunity to do a real quick transfer to a specified account from the account that we selected. Once we enter the amount in we can click on transfer funds. In addition if I scroll down you’ll see where we have the asset summary. This is a summarization of your accounts based upon your total assets as a whole. Either you can click on the individual accounts or you can click on the next or previous. I’ll go back and forth. So next we’re going to click on one of these accounts and go into the screen that contains our account history and account details. On the bottom you’re going to notice here that we have a listing of posted transactions. You’ll notice that the newest one is always going to be on top and then if I select one of these transactions it will expand out and provide me additional details. On the right hand side we also have a printer icon giving us an opportunity to print this specific transaction. Let’s scroll up to the top on the right-hand side this is a down arrow where we can click and we can export out the transaction history Either into an Excel spreadsheet, a CSV, Microsoft Money, Quicken or Quickbooks. In addition we can also print out a listing of our transactions by clicking on this icon right here. By clicking on details we can now view additional details in relation to this specific account and then finally clicking on filters will give us an opportunity to filter out only certain transactions that we want to view at the bottom of the page According to various criteria. Simply click on each of the items to specify your criteria. Such as time period including custom date range, transaction

type, dollar range and also check range Once you’ve done that click on apply filters and then you’ll only see those transactions that have been specified. So next we want to go back and go to the account summary screen. Let me point out that once again if I click here on transfer money this is a shortcut to our funds transfer. In addition to clicking on transferring deposit and clicking on funds transfer menu here you have the opportunity to perform either individual transfers or multi account transfers. So first we’ll start with individual transfers. Click on the from and the two accounts Select our payment type if this is going to be a loan payment, either a regular or a principal only payment, enter the dollar amount and then enter the date. It can either be same day or it can be future dated, if desired. In addition I can click on make this a recurring transaction and then I can decide how often I need for this transaction to repeat. Also indicating the start date and either entering in the end date or we can click on repeat forever. Once completed I can enter in a memo if I choose and then click on approve. Next we’ll talk about multi account transfers This screen gives me an opportunity if I click on transfer funds I can create up to 35 transfers at one time. You’ll notice on the screen that will default to three if I want to add additional transactions I can simply just add the number here. If I want a total of four or five I can just add two and then click on more transfers and this will add the desired number. At this point what I can do is I can enter in my from and my two account, a dollar amount and I can do that for each of our transactions. In this case I don’t have access to do multiple accounts for transfers so we’re not going to be going forward with this but essentially this is how you would you would go about doing that Once completed we can then click on next. On this screen we have the opportunity to decide first off do we want to use the same date for all the transactions. As if I click here and enter in the 31st or I can uncheck this box and decide that I want to indicate a separate transaction date for each one. In addition I can select here memo and I can enter in a memo and if i click on push to all what this will do is this will push that memo to each one of these transactions. Alternatively, I can enter in an individual memo for each one of them or I can leave it blank. Once I have completed my information I would then click on approve. So next we can click on the transactions menu and click on activity center. Activity center is a screen where you’ll be able to access all of your transactions that have been initiated from within online banking from the first day that you’ve been on the new system. Also be aware that this transaction history does not purge so you’ll have an opportunity to still view your 2017 transactions several years from now. If I click on any one of these transactions this will give us an opportunity to view the details. Then if I scroll down a little bit we also have an opportunity to view the transaction process and this would be where in the process this transaction current status. On the right hand side you’ll notice we have a drop-down for actions. This is where you have an opportunity to cancel, copy, view the transactions in the series, if it’s a recurring transaction and then also print the details of the transaction itself. If the transaction is still awaiting additional approval you’ll have an option here for approve. As well on the top right hand side we have the arrow icon which gives you an opportunity to export out the transactions into an Excel spreadsheet In addition we can also print out our transactions that have been selected down the bottom. Next we’ll click on filters. This gives us an opportunity just like we did with account history to specify which online transactions we

would like to view at the bottom of the page. If we’re looking for one or certain transactions simply click on each item So first off we’ll select transaction type. Let’s say for instance payroll Enter in the status. I’d like to take a moment and just make sure that everybody understands what the various statuses are and what they mean So first off an authorized transaction means that all necessary approvals have been satisfied and that United Community Bank is authorized to process the transaction. A drafted transaction means that the transaction has been initiated but there are still additional approvals waiting to be satisfied before this transaction can be processed. Then finally I want to go over processed Processed means that the transaction has been completed and can no longer be cancelled. In addition we can also search by which account was used for the transaction, which user of the company initiated the transaction, a date range, you’ll notice that each transaction is assigned a systematic transaction ID or tracking ID You can enter in that value here and search for the transaction that way. If it’s a batch such as ACH you can enter in a batch ID and then also a dollar range and click on apply filters. In addition you’ll notice here that we have the ability to customize which columns will show at the bottom of the screen. As far as for each of the transactions simply select up to 6 and then click on apply filters. That will immediately modify the way that these transactions at the bottom appear according to what you select. Also note that we have both single transactions and also recurring transactions separately in two separate tabs. The functionality is exactly the same other than the fact that in the recurring transactions you do not have the ability to customize your columns So next we’ll go into stop payment. Stop payment gives us an opportunity to select an account and also a check number. For stop payment enter the check number, click on save and then you’ll notice here that any required field within the new online banking system is designated by an asterisk. We have the opportunity then to at this point click on send request because we’ve essentially completed both of our required fields. In addition we can also add payee name, amount date and also the reason for the stop payment before I select to send the request. Next we’ll click on statements and notices. Now the first thing you’re going to notice when you come on to this page for the first time is that the system is going to request to have you validate that you can open up a PDF document because of the fact that all of the documents are going to be in a PDF format. So you’ll have an opportunity to open up a document and there’ll be a code inside that document. You enter the code into the box that appears and then as long as that code is correct at that point then going forward you have an opportunity to open up your statements within the online banking. Simply select the date and I’ll see the account. Then click on get statement. At this point the statement appears. Also note that whenever we have an additional item appear, in addition to the online banking, it’s going to open up in a separate window. So it’s not taking you out of the online banking. Next we’ll click on pay bills. An overlay screen is going to come up on the screen and in this case you’ll notice that this test user is not enrolled in bill pay. For those who are you will then be able to see and and work with your bill pay as you expect it to be in your previous system. We can go ahead and close this out. Then we can go down and talk about services First off we click on check reorder and we’ll select the account that we want to reorder checks for. At this point we just go through the rest of the options here on the screen. Next we’ll click on credit card. This is where our cardmembers service comes up and you’ll have an opportunity to authenticate. Next we’ll go into the settings menu and start with alerts. On the bottom of the screen you’ll notice that there is an item called security alerts. Right now we don’t have any of them turned on. What this is going to do will give you an opportunity to view what type of security alerts are available for the online banking. You’ll notice that some of them will be grayed out where they’ll be maintained to be on at all times. These are the most critical

of security alerts, such as notifying you when your password has been changed or if an invalid secure access code has been has been submitted In addition you’re also going to see some that will have the ability to turn them on and off depending on what you prefer. If we click here on edit delivery preferences. This will give you an opportunity to make changes to how and where you receive your security alerts Simply make the changes and then click on save up on the top right. You’ll notice here you have a drop-down allowing you to subscribe to other types of alerts. What I’m going to do is I’m going to demonstrate by using the non online transaction alert. Also note that all the alerts will be set up exactly the same way. We can simply just click on the item here and in this case it’s going to ask us to select a transaction type and then an account Select the status will say posted and then at this point we have to choose how we would like to receive those alerts I can click right here and I have four different options. Either I can select to only receive an alert within my secure messaging within online banking, an email, a phone call or a text message. I’ll click on text message and enter in the cell phone number. At this point I need to decide if I want to receive that alert immediately upon that occurrence happening or if I click here I can decide exactly what time I would like this alert to be sent out Let’s say for instance we want to receive it at nine o’clock a.m. and also know that this is eastern time. Then select agree to terms in this case because it is SMS text message. Then on the left hand side we can select either to receive it every single time, every occurrence or only upon the next occurrence. At that point in time I can click on save. Now my alerts been saved and it is queued up. Going back to the top right hand side I’d like to explain the other type of alerts that you have access to as well. So first off date alerts are exactly what they sound These are alerts that can be subscribed to that will be for example an anniversary, a birthday, meeting and vacation. You can even specify a user-defined occasion as well. Account alerts give you an opportunity to set up an alert based upon a value within a specified account above or below a certain dollar threshold. History alerts give you an opportunity to set up an alert based upon the item that is going to post to a specified account such as a check number or a dollar amount above or below a certain threshold. Then finally online transaction alert. Last we are going to click on this one because these are few and very critical. As well this is where you have an opportunity to set up an alert based upon a transaction type Let’s say for instance domestic wire. A selected account and also a specified status. If you’re responsible for approving what others are initiating as far as wires you would want to select drafted and then would go forward from here and decide how I would like to receive. Just like we did before hand, how you would like to receive that alert Next we’re going to go and talk about change password. First we can click on change password and you’ll notice that all the requirements are down at the bottom Simply select the old password and then enter the new password and confirm it and then click on change password. In addition you can also click on secure delivery. This is important to understand because this is where you have an opportunity to decide how and where you have the ability to receive a secure access code. Whether you are logging into the system through a non-registered browser or if you are also approving a transaction that’s requiring a code Simply click on the pencil over the delete if you want to edit or delete one of those targets or we can add additional targets by clicking on one of the items that at the bottom right hand side. Homepage preferences, this will give you an opportunity to decide whether or not that quick transfer menu is either visible or not on the top right hand side of your account summary screen Next we’ll talk about account preferences. Account preferences gives you an opportunity to edit those groupings that we talked about when we first went on to the account summary screen so you can edit

the grouping names. You can also click on any one of these accounts and you can nickname the account. Also know that these account preferences are user specific. If you have more than one user of the company that is using online banking then each one of those employees has an opportunity to set their own individual account preferences. I can make a display name change, the display name here. I can also decide on whether or not i’d like to view this account or not on the account summary screen Then finally on the right hand side you have the opportunity on the account summary screen for each account to decide what two values will appear on that screen for that account. Also keep in mind that when you click on the account and you get into the account detail page. That’s where you’ll see the rest of those account details Next we will click on statement delivery and this is the screen where if you click on the pencil next to any of these accounts you have the opportunity to opt in or out of electronic or paper statements. Select your item and then click on save The security preferences tab, this is the same as what’s in the change password. If we want we can change our password or we could also click on secure delivery. Next we’ll go into the text enrollment. The text enrollment gives you an opportunity to enroll your cell phone. In text banking simply select the on toggle and then enter in your cell phone number Click on agree to terms and then click on save. At this point going forward you’ll have an opportunity to utilize the text banking functionality within the online banking sending codes to you for your accounts. Next we’ll talk about adding external accounts. This is a function where you have an opportunity to add an additional account to your online banking profile that is outside of United Community Bank for the purpose of making transfers back and forth to that account. For example let’s say we want to add an account that is at Bank of America. For example purposes we can enter in the account number, specify the account type, entering the routing transit number. Now keep in mind you’ll need to know what this value is and then when done you can click on submit. At that point in time you should expect to receive within one business day two micro deposits that will be sent to your external account. When you receive those two micro deposit values you’ll simply click on verify external account. In this case here this user does not have any accounts waiting to be validated but what you would do is you would enter those two values in and then click on submit. At that point in time what you’ll notice is that if as long as it is validated you can click on transfer deposit and you’ll see here in the from and the two drop downs you’ll notice that there is an external account that it will be specified Next we’ll go down to talk about address changes. This gives you an opportunity to change the address for one multiple or all the accounts you have access to you within online banking. Simply select them one at a time or you can click on select all. Make the modifications to the address on the right-hand side and then scroll down and you can click on submit Next we’ll talk about the messaging function. This is the secure messaging which is a two-way messaging functionality that you can submit messages to United Community Bank On the left-hand side you’ll see here where we have our historical secure messages. The newest one will be up on top and then any unread messages will be designated in bold. In addition if you have any unread messages you’ll notice here that there will be an actual numerical value in a red circle. That will show here designating how many that you have that are unread. In addition I can go on the right hand side, click on new conversation. Here is where I can designate where I would like to send a secure message. So let’s say we have a question about wire transfers. Entering my subject and enter in my message. On the right hand side you’ll see where you can click on supported attachments. This will give you an opportunity to view what type of attachments are supported before

clicking on the paper clip. If you do intend to submit an attachment select your attachment click on open and at that point in time you can then click on send At this point we’ll see our outgoing message right here. Next we’ll go into some of the items like ask a question and help. First off if I ask a question this will open up in a separate window in addition to our help menu We can also do contact us. Down at the bottom we also have an opportunity to click on find a location. If you wish to find a location of United Community Bank as far as either ATMs or branch locations Before I go into the commercial functionality what i’d like to do is pause for a moment and ask if there are any questions that need addressing. You can use the chat function in order to submit your question. Okay so let’s go ahead and move on. Now what we’re going to do is we’re going to click on commercial functions. We’re going to start by going into our payments. Now payments, let me also remind you that you can get here under the commercial functions and then also by clicking on account summary. We can also click right here on commercial transactions. First you’ll notice that there will be a listing of available templates listed on the screen. If in fact you have any templates either wire or ACH that are being utilized today in the current system you will not need to reestablish them. They were going to be migrated over into the new system. The first thing we’re going to do is talk about templates. I want to show how we can actually create a new template and show the workflow associated with that We’ll click on new template and we’re going to click on payroll. Also be aware that the functionality I’m about to show is the same workflow that you will experience regardless of what type of ACH transaction that you’re working with. Whether it be payroll, collection or ACH payments for that matter. The first thing you’ll do is you’re going to name your template. Let’s say for instance we want to do monthly payroll Now at this point we can select down at the bottom who else has access or who should not have access to this new template. Next we’ll click on recipient amount. For verification, a recipient in the new system is either an individual or a company that will be a recipient of an ACH or wire transaction At this point I’m going to select one of our recipients. Also be aware that we can either leave the amount at zero or we can specify an amount for the template. In addition if we’re talking about ACH especially payments or payroll then if we leave the amount at zero for a file the system will know to automatically send out a pre note Once we’re done, what we can do next is once we’ve selected our recipient or recipients we can then click on subsidiary. For clarification a subsidiary in the new online banking system is going to be the company name and tax ID that is being placed inside of that ACH file when it’s submitted to the Fed. If you do have multiple companies with their own originator IDs then you would want to specify which one needs to go into the specific template Next we’ll click on account. This is where we have the opportunity to decide where the money is coming from as far as which of the company’s accounts. We’re going to select business value checking and then finally click on review and submit. Scroll down to the bottom and you’ll have an opportunity to view your selected recipients and then click on save. At this point in time my templates been saved and then it will be there for me for future use. Let’s go ahead and scroll back up and we’re going to click under commercial functions. We’re going to go back into the payments menu. Now that we talked about creating a new

template let’s work with an existing template and show you how it can be modified. We’re going to go into bi-weekly payroll and I’m going to click on the pencil. Also note that the pencil is always going to be your edit, the copy function will be the two pieces of paper and then the trash bin will be your delete. I’m going to edit my template At this point I’m going to select recipient amount so i can start modifying and making changes to this right here. This is a different template than what we used in the previous example. So now what I can do is if I want to add additional recipients to this template. I can click on show all. What this is going to do is show me all of our recipients that already in the system that are not yet linked to this template. Simply select which of the recipients that we need and then in addition you’ll notice here we have the opportunity to create new recipients. So let’s say we have the need to add a new recipient that is not yet listed here I can click on new recipient and it’s going to bring us to our recipient detail screen. The first field you’re going to see here is display name. The display name is going to be specifically the value that you can use to search for this recipient when tying them to a payment or to a template. So for that matter I can either put in an employee ID: one two three four five for example. If I wanted to use a name, I might decide to a sort by last name. We can do something like Smith, Bill and then the ACH name and the wire name. These are the fields that actually get populated into the ACH file or also the wire file when being sent to the Fed. For that matter I’m actually going to put his first name first in this case. Then finally the ACH ID. If I have the need I can also enter in the ACH ID which would typically be either the social or the tax ID. I can enter in that information right there and then click on email address. When I click on send email notifications. What this will do is this will give us an opportunity to have an automatic email sent to this recipient. In this case Bill Smith. At the point in time when the transaction is being processed by United Community Bank. That pertains to go with ACH and wires. Scrolling down we also notice that there are some required fields as far as the address. Wo we’re going to enter those in and then once completed we can then click on next. Keep in mind that each recipient is required to have at least one account tied to them but you could also have multiple as well. Depending on the scenario. First what I need to do is I need to decide whether or not this recipient, this account specifically, is going to ultimately be linked for ACH and wire or ACH only. The reason why I cannot select wire only is because I’m creating this recipient through an actual ACH template. So we’re going to say ach and wire and will enter in our account type, account number and then the financial institution. This is our F I look up so what I can do is I can either put in the financial institution name or routing transit number. This will give me the opportunity to bring up the information. So for example I’m going to put in Capital City Bank. At this point I’m going to select the one in Topeka, Kansas. If you notice all the information got pre-populated now as far as the ACH routing number and also beneficiary bank information and at this point I can scroll down and simply click on either save or I can add another account if I choose. So we’re going to save the recipient. You’ll notice that it brought us right back into the page where we left off. As far as working with this payroll template right here we’re on the recipient amount but Bill Smith is now tied to this to this template I am going to click right here and I’m going to roll this back up and at this point now I’m just going to go through the rest of my template just to make sure everything still looks the way I need it to subsidiary account and then review and submit. At this point what I want to save the changes I made to my template so I will click on

save At this point what I can also do is I can also decide that I want to actually send an ACH file. So the first thing I want to do is I want to click back here and check and make sure that the folks that I do want to pay are checked. So in this case here we have several that are not checked yet so I can just click on pay all and that will automatically check these boxes. I can also deselect if I need as well I’m going to go back over into review and submit and I’m going to select my effective date. We’ll say for instance the 31st of March. Right below here we can set a schedule so if this is going to be a payroll: bi-weekly, monthly or weekly. We can click on set schedule. Select how often this transaction should repeat and then we can click on repeat forever or we can specify an end date Once completed we can review everything at the bottom and they would click on approve If there is any issue with your request then of course it will ask you to contact United Community Bank We’re going to go ahead and just leave it this way here and move on. So now we’re going to click back on payments, keep in mind it’s under commercial functionality We’re going to talk about wire transfers. So in this case I click on new payment and I want to select domestic wire for example. Now wire transactions are going to be a little bit different than your ACH because you have the ability to create up to 20 wires at one time. By default you’ll notice that there will only be one, but we can add additional ones all the way up to 20 Let’s say for instance we want to add two more wires and now we can start entering in our information so we’ll just select from each of these boxes here, enter in the amount designate, the subsidiary, from account and we can do that for each one of our transactions The last one here and then once we have everything in place the next thing we need to decide, just like with the multi account transfers do we want to use the same process date for all or do we want to designate a different process day for each one. As I mentioned earlier you have the ability to notify the recipients when those transactions are about to clear into their account. You can click on notify all or we can deselect by clicking on it again and now we’re not notifying any of the recipients So we’re going to select the same date for all and then we will go down and we’re going to click on next. At this point we have the opportunity to view our three wires. Since this is a production environment we’re just going to click on draft, we’re not going to actually approve them okay so at this point they’ve been drafted and I can go into the activity center. Which keep in mind the activity center is where you have the opportunity to view all of your online transactions and once again it’s under the transactions menu under activity center. Right here you’ll see at this point we have here are the three drafted domestic wires. If I select each one of these I can view the details including the transactions processed Next we go back in to commercial functionality click on payments. Now I’d like to talk about is a one-time recipient. So let’s say for instance we have the need to send money, a wire to an individual or a company and it’ll be the first time ever then it will only be the first time. It’s not going to be a recurring situation so what I can do is I can click on new payment They don’t say we want to click on domestic wire but instead of selecting one of the recipients that’s already

already available. I’m going to click on new recipient. Now this screen should look very familiar. This is the same screen we looked at previously but there’s going to be a difference when we get to the next screen. I’m going to select here. I’m going to say one time wire, one time recipient On the bottom enter in my address information and then I’ll click on next If you recall this is where we have the opportunity to set up our new account but in this case we’re going to say just wire only. Will say Chase in this case. Now what I’m going to do is you’ll notice here at the bottom how you have the option for use without save This is the opportunity to save this recipient only for this one payment but not actually have it in our recipient listing going forward. If you do a lot of these then at the end of the year you could potentially have thousands of recipients to sift through when you’re creating an ACH or wire Next we’ll click on payments Then now we’re going to talk about importing of files. We’re going to click right here and click on payment from file. This is the opportunity to import in either an ACH file or you can also import in a wire. So let’s say for instance first we want to import in a file for payroll. I’ll select payroll and then you’ll see a large amount of instructions. So there’s two different types of files that we can import in. If you have an accounting software that generates a NACHA formatted file that you just want to pass along to United Community Bank and also that it’s a single batch file. You can do so just by simply clicking on select the file to upload and upload the file right here. Click on open and then click on upload file. Alternatively if you don’t have an ACH software but you want to be able to get those recipients into the system or utilize an import using excel spreadsheet. You can do that as well. To see the example we can just click right here and we’ll open up our payroll example for the CSV file You’ll notice here where we have five columns. We have the recipient name, the ABA number and the account number. The account type is going to be a one, two or three for checking savings or loan. Then a dollar amount Before saving it you want to make sure that there are no headers in these columns. Then save it as a comma separated value or CSV before importing in. You can also do the same thing for domestic and international wires. The difference though is that the required information is a little bit more. You’ll notice here these are the fields required for a CSV file containing wire transactions. In addition what you can do is once you have imported in your file, not only can you upload the file but you can also save the recipients as I mentioned Next we can click on ACH pass through ACH pass through is your opportunity to import in an ACH file but one that has multiple batches. If you do have that need this is where you’re going to access this functionality. Simply click on the import file, select your file, click on open, enter in an optional memo and then process date. I typically recommend just to select today’s date and then click on approve. In addition you can also submit single ACH file Single batch ACH files with class codes that are supported by United Community Bank. Next we’ll click on tax payment Tax payments gives you an opportunity to submit both federal or state tax forms through the online banking. For example let’s go ahead and scroll down and look for a form 941. Which

is a quarterly employee tax return At this point I can scroll up and here are all the required fields. Simply enter in the required fields and then at that point in time click on approve. We go up one item here, click on subsidiaries. As I mentioned earlier the subsidiary is going to be the company name and tax ID that gets inserted into the ACH or wire file representing that company for the Fed. If you need to you can always add a new subsidiary by clicking right here on add subsidiary. Then we can decide whether or not the subsidiary is eligible for ACH only, ACH and wires or just wire only. Enter in the information such as ABC sub company. Same thing with ACH header and the wire header. Enter the tax ID and then also the wire address information and then click on submit and click on create subsidiary Next we’ll go in and talk about merchant rdc or merchant capture. Be aware that you should have a separate link that will bring you into the merchant capture If you do not have this link then contact the Treasury Management Department at United Community Bank and they will be able to provide you with that information Click on lock box, this will open up in a separate window and provide you an opportunity to access the lock box Then positive pay, this will open up in an overlay screen and give you an opportunity to view your exception items and also to view your item processing For any additional information on the positive pay contact the United Community Bank Treasury Management Department and they will be able to assist Then finally we’re going to talk about reports. This screen gives you an opportunity to run various types of reports within the online banking. By default when you log in for the first time this area here is just going to be a blank white page. Once you start running and scheduling your reports that’s when you will see them in this area. So there are multiple different types of reports to run We’re going to start with the account activity report. Let me mention that all of these reports are set up exactly the same way but just depending on what information they have in them. So first off with the account activity report we can view and see what output formats are available. Designate which accounts we want to enter in to include in this report. Then click on date range Either A we have a dynamic date range, say for instance we want it to a specified last business day or we can specify a specific date range. Enter in the from and also the to date of that report In this case I’m going to go and click on dynamic date and say last business day. Then finally schedule how often do I want this to repeat. We’re going to go ahead and say we want this to run on a daily basis Then either A I can click on save and run or I can click on save if I don’t want to run one on demand right away We’re going to click on save and run. My report has run successfully so it’s going to bring us back into the previous page. Notice that any time you run a new report it’s going to be listed there at the bottom of the screen. At this point this report is in progress If we look at any of the previous reports such as this one right here. I can click on any one of these icons such as my PDF and be able to view this report. Now in this case I don’t believe there are any transactions included but the way you’ll see this is going to be from account to account. Along with the the total transactions that correspond with the report Now going back up to the top right hand side it’s going to explain all the different reports that we have the ability to schedule and run. We talked about the account activity report. You have ACH activity which is going to be a report containing ACH activity for

specified accounts during specified time period. Cash position will view your float position along with your balances according to the accounts that are selected. Company entitlements provides you an opportunity to view the entitlements and limits for all your employees on the report Outgoing wires provides you an opportunity to view your wires that have been initiated from within online banking for specified accounts during a specified time period. Then transaction report will be any other transaction type that you would like to specify Company user activity provides you an opportunity to view the activity within online banking for a specified time period for specified individuals Then finally ACH activity report and checks paid report for previous days That would be the last item of review in the presentation. Now I’d like to open this up for any questions One last thing I like to do is I like to log off and go back over to the United Community Bank home page and then click right here. Notice that we have a section where if you click on this it will bring you into a page with a lot of valuable information. That’s how you recommended to review. We have a listing of advanced features or enhanced features. Then also down here, very importantly we can click on resources and then we have a listing of resources including an e-guide and business online banking training presentation, video tutorials and Treasury Management quick reference guides. A little bit further down you have the opportunity to view frequently asked questions and also contact customer support. Contact information is right here so I’ll just ask one that time if there are any questions or if there’s a request to have me go over any of the functionality that we’ve gone over so far today All right well Bill, Randy or Vic did you have anything that you wanted to mention. I’m good David, thank you. Okay all right folks well I appreciate everybody’s time today and hopefully this session has been valuable for everybody. Have a really nice weekend Thank you so much